Hi yang zhao, welcome to the GDM family! GDM is not insurance, we're a community that promotes safe driving and helps accident-free members save money. Once your mutuality plan takes effect, you can report eligible incidents directly through the GDM app. As a GDM member, if there are accidents within the community, a small portion of your pledge amount will go toward contributing to repair costs for others through the weekly sharing process-Staying true to the values of mutual aid. Friendly Reminder: If you have valid auto insurance (e.g., Collision, Comprehensive, Uninsured Motorist, or Underinsured Motorist), you should first file a claim with your insurer. Only the portion of the loss not covered by your insurance may be submitted to the Mutuality Program for sharing.
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